by Manchester Financial | Sep 13, 2016 | Financial Women, Retirement
It’s no secret that Americans aren’t saving enough for retirement. In fact, a recent survey by GoBankingRates found that 56% of Americans have less than $10,000 saved for retirement and 1-in-3 have no retirement savings at all. Yikes. But that’s just the beginning...
by Manchester Financial | Aug 17, 2016 | IRA, Retirement
At first glance, the rules for IRA RMDs (Required Minimum Distributions) sound simple. However, they can quickly become complex. Running calculations for IRA annuities with additional benefits, such as death benefits and income protection guarantees, is not as...
by Steve Scott | Apr 18, 2016 | Retirement, Social Security
A modern-day Hamlet might ask…“To File, or Not to File (at age 62 for Social Security)…., that is the question!” What makes this question difficult to answer with any degree of certainty is that everybody’s situation is different. For instance, some people have...
by Manchester Financial | Apr 6, 2016 | Community, Retirement
by Susannah Beard You may have noticed that Manchester Financial is growing! In fact, we’ve more than doubled in size over the past two years. While Manchester’s advisors connect with out-of-area clients during organized events throughout the year, our President,...
by Manchester Financial | Feb 25, 2016 | Retirement, Social Security
The Bi-Partisan Budget Act of 2015 was passed into law on 11/2/15. It effectively phased out two Social Security filing strategies: “Restricted Application” for spousal benefits and “File-and-Suspend,” two commonly used methods for married couples. The good news is...
