by Manchester Financial | Sep 30, 2013 | Economy, Investing, Markets
We’re all familiar with the basic story line of the Baby Boom, when post-World War II birth rates doubled during the span between 1946 and 1964. All of us benefited from the increased economic production and consumption brought on by the 75 million...
by Manchester Financial | Jul 24, 2013 | Economy, Investing, Markets
After a period of relative calm, volatility returned to all financial markets in May and June. Core bonds lost -3.3% from May 1 through June 30—one of the worst two-month declines in the benchmark’s 37-year history. Long-term Treasury Bonds lost -9.8% in the last...
by Manchester Financial | Jun 19, 2013 | Financial Planning, Investing
A recent AARP survey confirmed that 76% of Americans still mistakenly believe that all financial advisers must act in their clients’ best interest. It just feels natural to believe that your adviser has your back, but legislation over the past 100 years proves...
by Manchester Financial | May 21, 2013 | Economy, Investing, Markets
The 30-year bear market in bonds has reduced yields to paltry levels. The 10-year Treasury has frequently hovered near 1.6% in recent months, yet it has averaged 6% over the past 50 years. Because bond prices move in the opposite direction of interest rates, investors...
by Manchester Financial | Apr 18, 2013 | Economy, Investing, Markets
Supported by an accommodative Federal Reserve, U.S. economic fundamentals continue to grudgingly improve. Unemployment is slowly falling, home prices are rising, and corporate earnings and profitability are near record highs. Stimulative Fed actions appear to be...
by Manchester Financial | Jan 22, 2013 | Economy, Investing, Markets
The end of 2012 produced some major media-induced worries with November’s Election, December’s Mayan end-of-the-world prediction and the Fiscal Cliff. And yet, despite all those looming disasters, we’ve just come through a year in which stock returns were not...