by Robert Katch | Oct 19, 2019 | Economy & Markets, Financial Planning
These days, we use actual paper money and coins less and less often, as credit and debit cards—and, more recently, our phones—handle the payments for what we buy. Have you ever wondered: what would it look like if we went entirely cashless? To see, all we have to do...
by Robert Katch | Jul 18, 2019 | Financial Planning, Retirement
If you imagine that the U.S. Congress would create a simple, easy-to-understand system for determining when you can make contributions to retirement accounts, and which accounts, and how much, then you would be totally wrong. Nobody knows why the patchwork of ages,...
by Robert Katch | Jul 15, 2019 | Economy & Markets, Financial Planning
You’ve probably heard, in campaign speeches by Democratic Presidential contenders, that almost half of all Americans couldn’t cover a $400 emergency expense. Senators Kamala Harris, Elizabeth Warren and Bernie Sanders have all told audiences some version of this line....
by Alan Hopkins | Jul 10, 2019 | Economy & Markets, Financial Planning
Most investment managers and financial planners avoid bitcoins as an investment or as a currency, for a few reasons. First, the coins are not backed by any government or asset; they were made up by computers that solve complex algorithms, and therefore have no...
by Robert Katch | Jul 1, 2019 | Economy & Markets, Financial Planning
Our personal information has never been so easy to steal. And mostly we have ourselves to blame. Come again? Companies and consumers have been warned against sending out sensitive information as email attachments. And yet many companies still send out credit card...
by Robert Katch | Jun 25, 2019 | Financial Planning, Social Security
It doesn’t seem fair that your Social Security benefits should be taxed by the federal government. Isn’t this an example of double-taxation? Double-taxation of Social Security may actually be a misnomer, but the way the government calculates the taxes and handles...
