by Manchester Financial | Nov 2, 2016 | Community, Financial Women
On Thursday, October 13th, Manchester Financial hosted their third Women in Financial Transition panel and reception at the Westlake Village Inn. Marketing Director, Nancy Angle, organized and emceed this growing and consistently-popular event. Over 40 women gathered...
by Manchester Financial | Oct 7, 2016 | Economy, Markets, Tax Planning
If you converted any portion of your traditional IRA to a Roth IRA in 2015, you have until October 15, 2016, to complete a “do-over” – also known as a recharacterization. This will erase the Roth IRA conversion, treating it as if it never occurred. Your 2015 taxable...
by Manchester Financial | Sep 13, 2016 | Financial Women, Retirement
It’s no secret that Americans aren’t saving enough for retirement. In fact, a recent survey by GoBankingRates found that 56% of Americans have less than $10,000 saved for retirement and 1-in-3 have no retirement savings at all. Yikes. But that’s just the beginning...
by Manchester Financial | Aug 31, 2016 | Financial Planning, Investing
A Structured Note is a debt obligation issued by a financial institution which has some similarity to a bond instrument, and/or a growth instrument. It carries a stated coupon percentage (often times at zero due to appreciation being more desirable than income), and a...
by Manchester Financial | Aug 17, 2016 | IRA, Retirement
At first glance, the rules for IRA RMDs (Required Minimum Distributions) sound simple. However, they can quickly become complex. Running calculations for IRA annuities with additional benefits, such as death benefits and income protection guarantees, is not as...
